Employer Sponsored Health Insurance

Imagine360 explains how selffunded health plans allow employers to fund healthcare claims directly instead of paying fixed premiums to an insurer. Selffunded plans give businesses greater control over costs, customizable benefits, and enhanced cost transparency, often with savings and fewer taxes and fees. Employers typically work with thirdparty administrators (TPAs) and use stoploss insurance to protect against highcost claims. This overview helps employers understand how selffunded coverage works and its advantages over traditional fully insured plans.